Injured In An Accident?

Call to speak to one of our friendly team today 02 9299 1424

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We can help you make the most out of your claim. We will represent anyone who has a viable compensation claim, regardless of how large or small the claim, arising from injury or illness suffered as a result of;

Call to speak to a member of our friendly team today 02 9299 1424

We can help you make the most out of your claim. We will represent anyone who has a viable compensation claim, regardless of how large or small the claim, arising from injury or illness suffered as a result of:

Our experienced compensation lawyers understand that every accident impacts victims differently. Whether you’ve suffered minor injuries requiring short-term treatment or catastrophic injuries affecting your entire future, we provide the same dedicated legal representation to maximise your compensation.

Understanding Your Rights After an Accident in NSW

While PK Simpson personal injury lawyers help injured people in all states and territories in Australia, CTP insurance schemes vary by jurisdiction. When accidents happen due to someone else’s negligence, NSW law provides clear pathways for compensation. The type of claim you can make depends on where and how your accident occurred.

Motor Vehicle Accident Claims

Road accidents remain among NSW’s most common causes of serious injury. If you’ve been injured in a collision that wasn’t your fault, the Compulsory Third Party (CTP) insurance scheme ensures compensation is available. This covers drivers, passengers, pedestrians, cyclists, and motorcyclists injured on NSW roads.

The CTP scheme has undergone significant reforms in recent years. Understanding whether your accident falls under the old or new scheme affects your entitlements and claim process. Our traffic accident experts stay current with these changes to ensure you receive maximum benefits under the applicable scheme.

Workplace Injury Claims

Workplace accidents can occur in any industry, from construction sites to office environments. The NSW Workers’ Compensation Scheme provides coverage regardless of fault, but additional common law claims may be available if employer negligence contributed to your injury.

The Workers’ Compensation Scheme provides weekly payments, medical expenses, and lump sum compensation for permanent impairment. Navigating this system requires understanding complex legislation and dealing with insurers who may dispute your entitlements. Our workers’ compensation lawyers have helped injured workers since 1977.

Public Liability Claims

Accidents in shopping centres, on footpaths, in parks, or at businesses fall under public liability. Property owners and occupiers have a duty to maintain safe premises. When they fail in this duty and you’re injured as a result, compensation may be available through their public liability insurance.

These claims often involve disputes about whether hazards were obvious, whether adequate warnings were provided, and the extent of the occupier’s responsibility. Our lawyers build strong cases by gathering evidence quickly before it disappears.

Critical Time Limits You Must Know About

Missing deadlines in compensation claims can be devastating. NSW law imposes strict time limits that vary by claim type:

Motor Vehicle Accidents:

  • Report to the police within 28 days if injuries occurred
  • Lodge a CTP claim within six months of the accident
  • Commence court proceedings within three years

Workers Compensation:

  • Notify your employer within 48 hours of injury and see your GP
  • Lodge a claim within six months
  • Permanent impairment claims have specific timeframes

Public Liability:

  • Generally, three years from the date of injury
  • Notice requirements may apply sooner
  • Special provisions for minors and persons with disabilities

These timeframes have exceptions and complexities. Seeking legal advice immediately after your accident ensures you don’t lose your rights through procedural errors.

What Compensation Actually Covers

Compensation isn’t just about medical bills. A comprehensive personal injury claim considers all ways the accident has affected your life:

Economic Losses

  • Past and future medical expenses – All treatment reasonably required due to your injuries
  • Lost wages – Income lost while recovering from injuries
  • Loss of earning capacity – Reduced ability to earn income in the future
  • Superannuation losses – Impact on retirement savings
  • Out-of-pocket expenses – Travel, medications, equipment, home modifications

Non-Economic Losses

  • Pain and suffering – Physical pain and emotional distress
  • Loss of enjoyment of life – Impact on activities and hobbies
  • Permanent impairment – Lasting physical or psychological disabilities
  • Care and assistance – Help required with daily activities

The challenge lies in properly valuing these losses, particularly future losses that may continue for decades. Our lawyers work with medical experts, actuaries, and vocational assessors to ensure every aspect of your claim is properly calculated.

Why Insurance Companies Aren’t on Your Side

Insurance companies are businesses focused on profitability. Their claims handlers are trained to minimise payouts using various strategies:

  • Quick settlement offers – Pressuring you to accept less before understanding your full losses
  • Surveillance – Monitoring your activities to dispute injury severity
  • Independent medical examinations – Using doctors who may downplay your injuries
  • Contributory negligence arguments – Claiming you’re partially at fault
  • Pre-existing condition disputes – Arguing injuries aren’t accident-related or due to age

Without legal representation, you’re vulnerable to these tactics. Our car accident claims lawyers level the playing field, ensuring insurers treat your claim fairly and pay appropriate compensation.

The PK Simpson Difference

Proven Track Record

Our recent compensation wins demonstrate our ability to secure substantial settlements and court awards. From five-figure settlements for minor injuries to seven-figure awards for catastrophic cases, we fight for maximum compensation regardless of claim size.

No-Win, No-Fee

We understand that accident victims face financial pressure. Our no-win, no-fee arrangement means you pay no legal fees unless we secure compensation. This allows you to access quality legal representation without financial risk.

Specialist Expertise

Our team includes Accredited Specialists in Personal Injury Law, a designation held by fewer than 5% of NSW lawyers. This expertise translates to better outcomes for our clients through strategic case management and skilled negotiation.

Comprehensive Support

We handle every aspect of your claim, from initial documentation to final settlement. This includes arranging medical assessments, obtaining expert reports, negotiating with insurers, and representing you in court if necessary.

Steps to Protect Your Claim

Taking the right actions after an accident strengthens your compensation claim:

  1. Seek immediate medical attention – Document injuries and follow treatment advice
  2. Report the accident – Create official records with the police or the relevant authorities
  3. Gather evidence – Photos, witness details, incident reports
  4. Keep detailed records – Medical appointments, expenses, time off work
  5. Avoid admissions – Don’t accept blame or downplay injuries
  6. Be cautious with insurers – Decline recorded statements without legal advice
  7. Contact lawyers promptly – Early legal advice protects your rights

Start Your Recovery Today

Don’t let insurance companies dictate your future. Our experienced team will fight for the compensation you deserve.

Contact PK Simpson on 02 9299 1424 for your free consultation. We’ll assess your situation and guide you through the claims process.

FAQ

If you’re not at fault, your premiums shouldn’t increase. Your legal right to compensation exists independently of insurance considerations.

We investigate thoroughly, obtaining evidence you might not access alone. Police reports, CCTV footage, expert reconstruction – we build the strongest possible case.

Our no-win, no-fee arrangement means no upfront costs. We’re only paid if we win your case, aligning our interests with yours.

While possible, self-representation rarely achieves optimal outcomes. Insurance disputes companies exploit unrepresented claimants’ lack of legal knowledge and negotiation experience.